Rispon Avenue

I suppose that rainy day has already happened, but I wasn’t personally too affected by the whole thing, but I’m saving like a squirrel in Autumn just in case it does come closer to home.

It’s a good idea to have some sort of financial protection in place at the moment, because in spite of the initial onslaught of the financial crisis being past, the lingering effects will remain for quite some time. I’ve also made very, very sure that all my insurance premiums are up to date and the best that I can get in terms of cost and cover.

I hate investigating which premium would be best for my SO and I, but I did put in the effort whilst I was recovering from the swine flu – body was still weak but my mind was fine and very bored – to work it all out and I even picked up a mortgage life insurance cover plan, because being that sick just made me want to be safe rather than sorry if anything untoward should happen. Sure it’s morbid as hell, but I’d rather my SO not have to worry about losing our home should anything happen to me. Having what turned out to be a critical illness made me think heavily about all of this, and I’m glad it’s all taken care of now!

If you’re home insurance is coming up for renewal, it’s really not a bad idea to consider some reviews on the subject, because honestly the best way to figure out if any institution is a good one is to take it straight from the mouths who’ve bought from them/dealt with them, not who’ve worked for them! I found a good comparison site in the ‘money supermarket’ and though their name is quite silly, it’s nice to have that much information at hand on the same site.

I prefer to do all my financial planning myself, it seems somehow counter productive to have someone else do it, and pay them for it!

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