Rispon Avenue

I suppose that rainy day has already happened, but I wasn’t personally too affected by the whole thing, but I’m saving like a squirrel in Autumn just in case it does come closer to home.

It’s a good idea to have some sort of financial protection in place at the moment, because in spite of the initial onslaught of the financial crisis being past, the lingering effects will remain for quite some time. I’ve also made very, very sure that all my insurance premiums are up to date and the best that I can get in terms of cost and cover.

I hate investigating which premium would be best for my SO and I, but I did put in the effort whilst I was recovering from the swine flu – body was still weak but my mind was fine and very bored – to work it all out and I even picked up a mortgage life insurance cover plan, because being that sick just made me want to be safe rather than sorry if anything untoward should happen. Sure it’s morbid as hell, but I’d rather my SO not have to worry about losing our home should anything happen to me. Having what turned out to be a critical illness made me think heavily about all of this, and I’m glad it’s all taken care of now!

If you’re home insurance is coming up for renewal, it’s really not a bad idea to consider some reviews on the subject, because honestly the best way to figure out if any institution is a good one is to take it straight from the mouths who’ve bought from them/dealt with them, not who’ve worked for them! I found a good comparison site in the ‘money supermarket’ and though their name is quite silly, it’s nice to have that much information at hand on the same site.

I prefer to do all my financial planning myself, it seems somehow counter productive to have someone else do it, and pay them for it!

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I have found myself investigating financial matters, more and more of late. It’s sort of a complex interest, that doesn’t really serve a purpose, but I have found it enjoyable nonetheless. Not to mention, people think you’re really smart when you can explain to them what caused the current financial crisis. :D

I like to check the BBC News website for current financial articles, and also Finance Markets for news specifically related to investments. Financial Times is a really good site for finance news, because they are so in depth in their articles; I really like the way they present their news. For news about stocks, bonds, and equities, Investment Markets is alright, but their stories can be a little brief, sometimes.

I even find it enjoyable, in a way, to compare rates on savings accounts, but that is only when I have a heck of a lot of time to fill in. I have also had fun considering offshore banking and investment accounts, I think purely because I want to be able to say ‘Sure, just let me move some money in from my offshore accounts’. :lol: I also like to consider investing in things I can be proud of, as with environmentally friendly investments, seriously, how awesome is the idea of investing in oxygen. :D I have also looked into investing in agriculture, so long as it is sustainable.

I haven’t been overly bold in investing just yet, not with the current market. I am interested to see where it is going, though. I have been keeping an eye on the housing market, but that has to be another post, otherwise this one will be too huge! I suppose that’s the interesting thing about going through an economic crisis, especially when you paid attention to what happened right from the start. I am looking forward to seeing how it turns out in the end, how and when the market comes back to a stable state. It’s like living through history, and that is kind of exciting, even if it is tough for everyone right now.

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